A real person, when you need one.
Talk with a licensed Texas agent by phone, email, or in person — no phone trees, no chatbots. We’re here when you have questions, when life changes, and when you need to file a claim.
Texas · Trusted since 2008
Coverage that
fits your life,
and rewards you.
Sphere helps responsible drivers and homeowners find coverage that's built around their needs. Get an online quote in minutes, or talk it through with a real, licensed Texas agent — whichever feels easier.
Customer reviews
Trusted carriers
Real people, real help
A network of trusted carriers
We compare options from top trusted companies in the US.
Coverage
Coverage built around your needs.
Most popular 01
Auto
Liability, full-coverage and SR-22 with the carrier built for your record.
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Bundle & save up to 28% 02
Home
Wind, hail and water-damage coverage tuned for Texas weather.
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For owners & operators 03
Business
GL, commercial auto, BOP and workers' comp — built for Texas SMBs.
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Riders welcome 04
Motorcycle
Liability, collision and uninsured-motorist for cruisers, sport, off-road.
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Required by your lease 05
Renters
Belongings, liability, and loss-of-use — landlord-required, simple to set up.
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Border-ready in 5 min 06
Mexico travel
Daily, weekly or annual policies recognized by Mexican authorities.
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Insurance for drivers who’ve done things right
Better coverage isn’t given.
It's earned.
If you’ve kept a clean record, paid your bills on time, and stayed continuously insured, your hard work and smart choices have earned you better coverage. Sphere is here to make sure that’s exactly what you get.
- Safe-driving and continuous-coverage credits applied
- Loyal-customer pricing at renewal — no surprises
- Coverage adjusted to your life, not a default template
Why Sphere
A simpler way to find the right coverage.
We shop for you.
Sphere works with multiple trusted insurance carriers, so you don’t have to call them one by one. We compare options from top trusted companies in the US and bring you the one that fits.
Easy from quote to claim.
Start your quote online in a couple of minutes or pick up the phone — whichever you prefer. We keep the paperwork light and the answers clear.
Coverage built around your needs.
Your home, your car, your family, your business — coverage should reflect what matters to you. We walk through your options together so the policy actually fits.
Who we help
Built for people who’ve done things right.
Sphere is a good fit for responsible drivers and homeowners who value trust, simplicity, and real support — people who’ve worked hard and want coverage that reflects that.
Responsible drivers
Clean record, continuous coverage, careful behind the wheel — you’ve earned a policy that says so.
Homeowners & families
You’ve taken care of your home and your family. We make sure your coverage takes care of you.
Experienced drivers
Decades on the road, smart long-term decisions — coverage that respects the years you’ve put in.
Small business owners
Hard-working operators who want straightforward coverage and an agent who knows the file.
How it works
Three simple steps from quote to coverage.
Online or on the phone — whichever feels easier. The process is the same.
01
Tell us what to cover
Share a few quick details about your home, car, or business. No Social Security number needed.
02
We shop for you
We compare options from multiple trusted carriers and bring you a clear recommendation.
03
Choose and you’re covered
Bind online or with your agent. We’ll be here when life changes or you need to file a claim.
"Our agent took the time to walk us through everything. We finally feel like our coverage actually fits our family — and it cost less, too."Read more Google reviews
Ready when you are A quick quote. A real conversation.
A quick quote. A real conversation.
Coverage that fits.
Start online in a couple of minutes — or call and talk it through. Either way, a licensed Texas agent will be on the other end.